Wake / Johnston Cash-Flow ModelSnapshot — April 24, 2026
Use phase-one cash flow to wipe out as much home cost as possible.
Build toward cash-flow freedom, not just buy land. Start with a hospitality mix that can cover the dirt, offset future housing, and ease day-to-day pressure before the full family-home vision gets built.
Current cost-offset leader
Monthly after land
Land deal
Down cash
Land note
Full-vision cash-on-cash
01 — Model
Assumptions and option comparison
The working model. Pick the land deal and operating case on the left. The options on the right stay in a stable order so numbers shift without the whole layout jumping around.
Live read
Monthly
Capex
Total in
w/ 2 homes
CoC
02 — Decision
The number this all comes down to
A plain receipt of how the leading option gets to the monthly-after-land result. If this number is weak, the project is weak — the rest of the page only explains why.
Current lead
Monthly after land
Annual after land
Full-vision CoC
Revenue
NOI Before Land
Annual After Land
03 — Read
What the current case is really saying
Why this is leading
Where it breaks first
Sensitivity notes
Land down payment does two things at once — lowers the monthly note, raises day-one cash. Monthly-after-land and full-vision cash-on-cash can move opposite directions.
Primary home budget does not change the phase-one engine. It only changes how heavy the complete property vision becomes if both family homes get built later in cash.
04 — Visualize
Family homes and hospitality lanes
Two sets of visuals that anchor the decision. The family-home concepts keep the owner build flexible inside one design language. The hospitality lane visuals keep the premium branch honest — no stock-photo fantasies, just grounded images of what each option looks like in the woods.
Family base conceptsThree variations on the same black board-and-batten farmhouse language. One kit, many faces.
A
Pale-roof A
Black board-and-batten, pale standing-seam roof, warm wood accents. The most classic read in the family.
Hospitality lanesWhat each phase-one product actually looks like on this land.
RV pad lane
Wooded RV retreat concept
This is the straightforward campground-income version: organized pads, modest support building, and enough polish to feel bookable without pretending it is a resort.
What makes this real
20 sites needs 3-5 acres, not 2 — roads, septic repair, buffers eat land
Campgrounds/Travel Trailer Parks permitted in GB (General Business), RR (Resort Residential), and IHI (Interstate Highway Interchange)
100 gpd/site wastewater; PE engineering kicks in above 15 sites
Best mix: 12 transient/weekly + 8 monthly/extended-stay
This is the lighter premium hospitality lane: more design-forward than RV pads, softer than cabins, and easier to picture as an early outdoor-stay product.
What makes this real
Agritourism is permitted in AR — campgrounds and B&Bs are not the same door
Bona-fide farm posture is the keystone; without it, the lane collapses
4-6 unit sweet spot before classification flips to hospitality business
6-unit case pencils at ~9.5% NOI/capex before land cost
This is the cabin / tiny-home lane visualized as a practical premium cluster: repeatable small units with enough atmosphere to support stronger short-stay rates.
What makes this real
Realistic density 0.5-1.25 units/acre after floodplain, septic, buffers
Subdivision review triggers above 4 cabins — regulatory cliff, not a slope
$200-313k per cabin all-in — a "tiny" cabin is a small house in cost terms
Phase-1 target: 2-4 code-compliant cottages, expand only after proof
An inferred search polygon, not a legal boundary — the working area being pressure-tested for phase-one cash flow and later family-home buildout. Covers the Clayton edge up toward Wendell, down past Willow Springs, west of Smithfield.
The current search shape covers the Clayton side, reaches up toward Wendell, runs down past Willow Springs, and stays west of Smithfield.
Rough center
35.635, -78.475
Bounding box
N 35.775 / S 35.520 / W -78.585 / E -78.355
NE / top 35.775, -78.355 near Wendell
SE / east-south 35.520, -78.430 west of Smithfield
SW / bottom-left 35.530, -78.585 near I-40 south of Willow Springs
NW / west-north 35.715, -78.530 between Auburn and Shotwell